Limitation of liability
In no event will Employers Forum on Age (EFA), its suppliers, or other third parties mentioned at this site be liable for any damages whatsoever (including, without limitation, those resulting from lost profits, lost data or business interruption) arising out of the use, inability to use, or the results of use of this site, any web Sites linked to this site, or the materials or information contained at any or all such sites, whether based on warranty, contract, tort or any other legal theory and whether or not advised of the possibility of such damages. If your use of the materials or information from this site results in the need for servicing, repair or correction of equipment or data, you assume all costs thereof. Applicable law may not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Applicable laws
This site is administered by Employers Forum on Age (EFA) from its offices in London. Employers Forum on Age (EFA) makes no representation that materials at this site are appropriate or available for use outside the United Kingdom, and access to them from territories where their contents are illegal is prohibited. You may not use or export or re-export the materials at this site or any copy or adaptation in violation of any applicable laws or regulations including without limitation UK export laws and regulations. If you choose to access this site from outside the UK, you do so on your own initiative and are responsible for compliance with applicable local laws. These terms will be governed by and construed in accordance with UK law, without giving effect to any principles of conflicts of laws.

General
Employers Forum on Age (EFA) may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages at this site. Note: Anyone linking to Employers Forum on Age (EFA) web site must comply with the guidelines for linking to Employers Forum on Age (EFA) Web site and all applicable laws. Employers Forum on Age (EFA), The Employers Forum on Age, Floor 3 Downstream, 1 London Bridge, London, SE1 9BG

Privacy Policy
This page explains how Employers Forum on Age (EFA) uses any information visitors gives to us on the Employers Forum on Age (EFA) website, and the ways in which we protect visitors' privacy.

The Data Protection Act
Under the Data Protection Act, we have a legal duty to protect any information we collect from you. We use appropriate technologies to safeguard your data, and keep strict security standards to prevent any unauthorised access to it. We do not pass on your details to any third party unless you give us permission to do so. We do not send you subsequent communications unless you give us permission to do so.

What information do we collect?
We use customer contact information from the 'contact us' form to send the visitor information or materials requested by the visitor. The visitor's contact information is also used to contact the visitor when necessary, for example, to fulfil a query. From time to time, our site may use an order form for visitors to request information, products, services and make donations. We collect visitor's contact information (like their email address), demographic information (like their age, profession), and financial information (like their account or credit card numbers). Contact information and financial information from the order forms are used to fulfil orders. The visitor's contact information is also used to get in touch with them when necessary, for example to be able to fulfil an order. Financial information that is collected is kept secure using encryption. Our online surveys and campaign forms may ask visitors for contact information (like their email address) and demographic information (like their post code, organisation, or number of employees). We use "session cookies" on our website, which store some of the visitor's "preferences" while they move around the site (like font sizes). Cookies are pieces of data created when users visit a website. Visitors can set their computer not to accept cookies. Session cookies are deleted when visitors leave the site. They do not contain any personal information about users, and do not hold any information about which sites they visited before the Employers Forum on Age (EFA) website. We collect log file information from all our visitors, which we use to make changes to the layout of the site and to the information in it, based on the way visitors move around it. Log files allow us to record visitors' use of the site. Our hosting provider, Page Nine, uses the log file information to provide us with website usage information.

What happens when visitors link to another site?
Employers Forum on Age (EFA) website contains links to other websites. This privacy policy applies only to our site, so visitors should always be aware when they are moving to another site and read the privacy statement of any site which collects personal information. We do not pass on any personal information about our visitors to any other site.

Access to your information
The information we hold will be accurate and up to date. Visitors can check the information that we hold about them by e-mailing us. If visitors find any inaccuracies we will delete or correct it promptly.

Changes to this privacy policy
If this privacy policy changes in any way, we will place an updated version on this page. Regularly reviewing this page ensures visitors are always aware of what information we collect, how we use it and under what circumstances, if any, we will share it with other parties.